Vakuutukset

Insurance

Akava Special Branches has insured its members with three insurance policies. All of these are included in the member benefits.

  • Passenger insurance (provided by Turva)
  • Leisure accident insurance (provided by Turva)
  • Professional liability and legal expense insurance (provided by If)



Turva's insurancenumber

553-0749180-V



Passenger insurance

Turva
  • All ordinary members of the union under 68 years of age, student members and pensioner members are insured.
  • Children under 20 years of age travelling with their parents or with an insured person living in the same household are also included in the travel insurance.   
  • The insurance coverage is valid until the end of the year when the insured member turns 68.      
  • The insurance covers leisure trips from Finland to abroad and domestic leisure trips, the destination of which is at least 50 kilometres from the home, work place or holiday house of the insured person.
  • The maximum duration of the insurance period is 45 days from the start of the trip.

 

Please note that the travel insurance does not include luggage insurance.

 

Read the policy in detail at http://www.turva.fi/akavan-erityisalat/jasenvakuutus/matkustajavakuutus (in Finnish).


Leisure accident insurance

Turva
  • All ordinary members of the union under 68 years of age, student members and pensioner members are insured.
  • The insurance coverage is valid until the end of the year when the insured member turns 68.
  • The insurance is valid in all countries.
  • The insurance does not cover competitive sports or training for competitive sports, or the sports and activities expressively excluded by the insurance terms.

 

Read the policy in detail at http://www.turva.fi/akavan-erityisalat/jasenvakuutus/tapaturmavakuutus-hoitokulut-ja-haitta (in Finnish).

 

Reimbursements

In detail: http://www.turva.fi/akavan-erityisalat/korvaukset (in Finnish)



Professional liability and legal expense insurance

If

The union has insured its members with a professional liability and legal expense insurance policy in the event of damage incurred during the pursuit of their professions.

 

Who is insured?

Members of member associations who are employed, student members of the union’s member associations when they are working or office-bearers or employees in matters related to the insured person’s own employment or service.


The policy also covers student members in matters related to studying or internship.


Individual professionals who are members of a member association who own a company alone and do not employ anyone, in matters related to the exercise of a profession.

  

Claiming a reimbursement requires that the membership of the union has lasted for at least ten months at the time of the accident and that all due membership fees have been paid. If membership has lasted for less than two years, the grounds for a dispute or charge must have been developed during the membership.

 

What does the insurance reimburse?

The professional liability insurance covers personal, material and property damage that you have caused by your mistake or negligence to your employer, colleague or a third party and for which you are legally liable. The legal expense insurance covers legal expenses in civil and criminal actions regarding your own employment or service and in matters handled as administrative procedures or the administration of administrative law. The reason for which a legal expense is claimed must be a charge or a contested claim.

 

Read the more specific conditions at www.if.fi/akavanerityisalat (in Finnish).



Gain access to Primus member benefits as well

Primus life insurance and accident insurance is a benefit offered to members of If’s cooperation organisations such as Akava Special Branches. The insurance will cover a death caused by either illness or accident. Read more: henkivakuutuskuntoon.fi